SPRING CLEAN YOUR SPENDING - PART 2

Your finances can use some spring cleaning as much as your house does. Last week we went over some budgeting and account handling ideas, this week we continue with some more ways to get you feeling financially refreshed...

SPRING CLEAN YOUR SPENDING - PART 1

Clearing out old clothes and a garage full of stuff? While you might be tempted to just dump it all, there are people less fortunate that can use your second hand clothing to keep warm in the evening chill. While you are spring cleaning the accumulated clutter in your house, why not brush up on your finances? Here are some ways to achieve this...

DO YOU NEED A FINANCIAL ADVISOR?

Iona Minton

The profession of financial planning is relatively new, the average pensioner will tell you that in their youth financial planning was not even a recognisable term. During and after the Second World War the depression made it virtually impossible for most people to make ends meet, let alone have surplus money to invest.

Access to financial advisors was the domain of the super rich.

As the world settled down to growth and prosperity and insurance and investing became viable for the masses, sales people were sent out in force to sell products to anyone who could afford them. Promises of great wealth were made with little to substantiate the claims. Future values were calculated on best case scenarios and when the products failed to deliver, investors became disillusioned and insurance sales people got a bad reputation.

12 POINTS TO REDUCE YOUR FINANCIAL STRESS

END TWENTYTWELVE WITH THESE 12

You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released (except for Justin Beiber’s… not that anyone really cares). Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses!